Business Continuation Planning—Protecting Your Business:

One of the first things any business owner needs to consider is how to protect against events that may threaten the future of the business, such as the death or disability of the owner(s) or key employee(s) of the business.  Business continuation planning, a necessity for any business, protects family members and business partners from unwanted debts and responsibilities when the unexpected happens to those who are most important to the success of the business.

Whether it’s to protect the heirs of the business or the surviving business partners, Capitol Benefits can provide solutions to an often neglected yet highly critical area of concern for any business.  We’ll conduct an extensive analysis of your situation and help guide you through the maze of options available to protect your business against uncertainty.  Our specialization and product offerings include:

  • Funded Buy/Sell Agreements
  • Cross-Purchase Plans
  • IRC 303 Stock Redemption or Entity Plans
  • Key Person Insurance


Executive Benefits—Rewarding Key Employees

In today’s competitive environment, attracting and retaining top executives is more difficult than ever and demands creative solutions.  Executive benefits stretch wide across the employee benefit spectrum and can cover everything from life insurance to welfare plans as well as retirement plans that exceed the limits of most qualified plans.  Some of the executive benefit programs we regularly establish for our clients:

  • Split Dollar Loan Program
  • Non-Qualified Deferred Compensation Plan
  • 419(e) Welfare Benefit Plans