Health Insurance

If your company offers health
insurance benefits then you are all
too familiar with the yearly cycle
that takes place...
At Capitol Benefits we're here to disrupt this frustrating cycle by offering your firm cost effective options beyond the traditional healthcare products and by providing unparallel support to help lift the administrative burden from your organization. We consider ourselves “ahead of the curve” when it comes to benefit design and customer service; here’s a sample of the services you’ll receive when you choose Capitol Benefits as your benefits consultant:

Innovative Product Selection—While our firm can always provide your organization with the most competitive HMO, PPO, and POS options available in your area, we’ll also take the product offering a step further by exploring additional plan design concepts that may be more suitable for your firm. Consumer Driven Heathcare Plans (CDHP) are the latest in healthcare insurance design and is something that every firm should consider when searching for employee group health insurance.

Custom Design—We’ll explore various design options within each product choice by analyzing different co-pays, deductibles, and networks that are the most appropriate for your firm. We’ll also take the time to review special circumstances within a group such as carving out individuals for Medicare supplement insurance to help keep rates competitive or by assisting uninsurable employees with guaranteed coverage with their state.

Administrative Support—We recognize that most small to medium sized businesses often don’t have a full time benefits employee on their staff. We’re also aware of the frustration involved of having to take valuable time out of your day because of a never ending claim or billing issue. At Capitol Benefits, you are just one phone call away from eliminating such headaches; we’ll tackle those tough issues for you so you can get back to focusing on the what’s most important: growing your business.

Benefit Communication—One of the biggest challenges facing small firms in today’s work environment is the recruitment and retention of qualified personnel. To compete for the top talent in your industry, you need to offer a competitive compensation and benefits package. We’ll help promote those benefits by conducting regular employee meetings and through our online portal